It’s been a year since my mother died, which means it’s taken me a year to finally share these thoughts. After she left us, one of my first …
saving money
How My Dad Retired During a Pandemic
At age 13, in the blazing heat of central Florida, my dad, Melvin Brown, started “working” as a fruit picker in citrus groves. Nearly 57 …
Why This Book is So Important
Without a doubt, young people today start their adult lives burdened with more student loan debt than previous generations. News of the …
Save Like It’s 1975
Are you one of the half of U.S. adults who worry about running out of money in retirement? A recent report by Charles Schwab shows that 26% …
Top 5 Things I’ve Learned from the Pandemic
In March 2020 when the global COVID-19 pandemic caused our country to shut down and blew up our economy in the process, I came to a powerful …
How to Determine Needs vs. Wants
The following is an excerpt from my book Margin Matters: How to Live on a Simple Budget & Crush Debt Forever. The concept of …
The Real Cost of Renovations
This just in; home renovation projects ain’t cheap! We've now been through three major renovations for our condo—kitchen, guest bath, and …
Top 10 Reasons You’re Always Poor
The pandemic has caused many of us to view our finances in a different way. As a result, individual financial burdens have been magnified …
Part 2: How a millennial couple crushed over $400K in debt in 4 years
The Debt Slayers Conclusion [NOTE: Due to the length of the interview, I have broken this up into two blog posts.] Now it’s time for …