It’s been a year since my mother died, which means it’s taken me a year to finally share these thoughts. After she left us, one of my first …
personal finance
WHY NEW YEAR’S RESOLUTIONS FAIL
Every year at this time you start seeing media stories about New Year’s resolutions. We all get sucked into the hype of making grandiose …
How My Dad Retired During a Pandemic
At age 13, in the blazing heat of central Florida, my dad, Melvin Brown, started “working” as a fruit picker in citrus groves. Nearly 57 …
Why This Book is So Important
Without a doubt, young people today start their adult lives burdened with more student loan debt than previous generations. News of the …
Save Like It’s 1975
Are you one of the half of U.S. adults who worry about running out of money in retirement? A recent report by Charles Schwab shows that 26% …
Top 5 Things I’ve Learned from the Pandemic
In March 2020 when the global COVID-19 pandemic caused our country to shut down and blew up our economy in the process, I came to a powerful …
How Thomas Butterworth Earned Two Debt-Free Degrees
Thomas Butterworth’s wife and my wife met and became friends during their days as students together at Kennesaw State University. I met …
How to Determine Needs vs. Wants
The following is an excerpt from my book Margin Matters: How to Live on a Simple Budget & Crush Debt Forever. The concept of …
The Real Cost of Renovations
This just in; home renovation projects ain’t cheap! We've now been through three major renovations for our condo—kitchen, guest bath, and …