I finally did it. I built up the courage to cancel our remaining credit card. Discover Card was our final credit card and had about a …
Debt
How to Determine Good Debt versus Bad Debt
The following is an excerpt from my book Margin Matters: How to Live on a Simple Budget & Crush Debt Forever. Is there such a thing …
Money Advice I Gave a Friend
Recently I was flattered by a request for “money advice” from a good friend. First, I must admit that I’m not a certified financial coach, …
TV Show Examines Millennials and Student Loans
A new reality-TV show has been created to spotlight the struggle young American’s face in dealing with mounting student loan debt. Titled …
6 Tips to Recession Proof Your Finances
Unfortunately, a recession is something beyond our control, but we can manage how we respond and prepare for a financial downturn. Even …
What Happens to Debt When You Die?
The following is an excerpt from my book Margin Matters: How to Live on a Simple Budget & Crush Debt Forever. Have you ever wondered …
How to Start a Simple Budget
The following is an excerpt from my book Margin Matters: How to Live on a Simple Budget & Crush Debt Forever. Most of us cringe at …
What Billionaires Think About Credit Cards
The COVID-19 pandemic is the greatest wake-up call in our lifetime to get our finances in order. Most of us have endured unsolicited …
Top 3 Ways to Use Your Tax Refund
It’s tax season again and while most of us dread the physical act of filing our taxes, many of us look forward to a large refund. In fact, …