Few things in life can cause joy, shame, contentment, anxiety, and stress the way money does.
According to NerdWallet, 75% of Americans do not live off a budget and half of them cannot produce $400 [cash] in an emergency. What if I told you…it’s not how much you make, but your margin that matters most. In my book, Margin Matters: How to Live on a Simple Budget and Crush Debt Forever, I provide practical solutions to creating and sticking to a simple budget, eliminating debt permanently, and managing your expenses to create the most margin at any income level. Learn the strategies I used to erase nearly $75,000 of debt in just under three years.
Discover the Answers to these 5 Questions:
- How do I make more money?
- Is debt just part of life?
- Do I really need a budget?
- Why can’t I save more?
- Is there such thing as financial freedom?
Additionally, the book covers topics such as the psychology of money, dying with debt, why your home is a bad investment, the real cost of college, expecting the unexpected, and differentiating needs from wants. The book’s second half features interviews with unique individuals from all walks of life who possess an array of perspectives on money. Highlighted interviews include:
- How a 12-year-old child’s investment in Apple stock at $10 a share changed his life
- How a grad student and his family moved into a tiny home and altered their financial future
- How a man persevered from a childhood of poverty in a Third World country, went to law school, graduated with $300,000+ of student loan debt, and became a prominent attorney, author, and activist
- How a young couple with a newborn paid off $400,000+ debt in under 4 years